Why Do Banks Sell Mortgages?
Sometimes I use my blog as a medium to rant about the funny things people do with their money; but other times I tackle common questions that I receive from readers or overhear when I’m wondering the...
View ArticleClik here to view.
Should I Buy A House?
I rarely divulge details from my personal life, but today I’m looking for some feedback. Let me give you the full story: I have been dating Miss Blinkin for approximately 1 year and 4 months. Without...
View ArticleHow Not To Buy A House
If you’re unaware, Miss Blinkin and I have been looking to buy a house. When I was organizing my life, I made an assumption that purchasing a home isn’t too time-consuming. I was wrong. We have spent...
View ArticleHow Are You Affected by the Mortgage Interest Tax Deduction?
This is a heavy subject that deserves a lot of discussion. I, unfortunately, have the attention span of a 3rd grader surrounded by Legos so an abbreviated analysis will have to do. The History Interest...
View ArticleDo You Agree With Bank of America’s CEO, Brian Moynihan?
Brian Moynihan made some comments in Washington D.C. that I hope continue to echo around the congressional city. If you don’t have time to read the full article, allow me to summarize: Quote 1: “…the...
View ArticleClik here to view.
Is Now A Good Time To Buy?
By: Tali Wee of Zillow Prospective homebuyers have tons of details to consider before deciding whether to purchase a home. It can become overwhelming to make such an expensive decision without...
View ArticleBe Wary of Biweekly Mortgage Payment Services
I really don’t like mail. Unless it’s my birthday, nothing makes me happier than seeing an empty mailbox. That’s because each and every day I’m hammered with deals, offers and not-so-subtle sales...
View ArticleClik here to view.
Stop Comparing Your Rent Payment to a Mortgage Payment
Why am I wasting $1000 on rent when I could spend $1000 on a mortgage payment? How many times have you heard this from a friend? Better yet, how many times have you had this thought yourself? If I can...
View ArticleThe Actual Math Behind Paying Down Your Mortgage vs Investing
One of the most popular debates among Personal Finance enthusiasts is that of “paying down debt” versus “investing.” For example, people ask: “Should I pay down my mortgage or add to my 401(k)?” -or-...
View ArticleClik here to view.
Am I Crazy for Paying Down My 2.875% Mortgage?
When I was a $hitty Financial Advisor, the thought of paying down a sub-5% mortgage was ludicrous. The logic was simple: Why payoff a loan at 5% (or less) when I can invest and earn 7% (or more)? But,...
View Article
